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SNoT2021

Page history last edited by jerry 2 years, 9 months ago

SNoT2021

from

SituationalAssessmentTemplate2017

 


 

Introduction/Definition/etc

 

Similar but different than

SNiT2021

the output process,

of Special Needs aka

SuppleMental Trusts..

 

 

Body

 

Original Text

 

Output, depends upon inputs,

and inputs are over controlled,

the process is abusive,

degrading, demeaning,

and likely rather illegal,

somehow because the clients

are disAbled, it has been able to continue,

exploiting the people it needs to serve instead...

 

Investors put money from say dead relatives,

into an investment bank account,

and lose the money, charging fees,

while investing poorly in companies

that do further damage to other people,

like Blue Chip stocks mentioned,

large companies with no soul,

conscience, etc... and Sweep the

differences, derivatives are a little

different, but check investment

resources for how and why...

 

Monthly fees, semi annual fees,

and poor investment choices,

by the managers

while claiming to ride the market,

times like now and other times,

just losing money,

other sane people would have pulled

out but they are losing ours,

as we can't defend ourselves,

it's IrRevocAble, so basically slavery,

converting to another investment tool,

straight interest, or startup green funds,

or something that actually helps

disabled people,

might be in order...

Some changes may have allowed

houses, say the family home, elderly

parent(s) leave the home as the investment,

and the SNT owns the home,

housing generally appreciates

in good neighborhoods,

over long periods of time,

but requires upkeep,

maintenance

repairs,

and further investments,

say solar panels,

a new water heater,

air conditioning,

pipes, drainage, plumbing,

sidewalks, drive ways,

landscaping, roof, trees,

pest control, squirrels, mice,

deer, drug infestation next door,

etc...

 

 

Modified Text

 

What's Missing?

 

actual output

the byzantine process to get a

distribution "request" in,

makes getting it approved,

being useful, and timely,

very frustrating, and many

cases unlikely...

For things like dental,

optical, legal, etc

getting an estimate is nearly

impossible...

We will let you know when we get

inside, say for surgery,

dental, and many other things

like repairs..

 

What Can Be Found?

 

glossy feel good lies about how it

works, but really doesn't.

 

What Can Not Be Found?

 

the black bank alternative equivalent,

portability,

take it elsewhere

if unhappy

and closing costs

$300+ to close the tool/ (sub) account

so generally let it stay there

until someone else dies,

but many would just create another,

self funded, family funded, etc...

or know better and go elsewhere

 

the protections touted really don't exist

from my experience(s)

the abuse by staff and procedures

does exist, imnsho

 

 

How To Analyze?

 

Lenses

 

Noob

Sounds plausible on the outside,

but on the inside,

and by then it's too late,

a legal scam of sorts...

 

Kid(s)

without parents,

other tools guardianship,

conservatorship (sp?)

(see Britney Spears?)

emancipated minors,

foster system,

institutionalization,

self administered,

(might work if some family,

concerned others are lawyers,

but quickly gets to be big v. small)

 

GeneralPublic

Probably don't know that federal

law created these,

but not everything the feds do is good,

nor useful, in the way(s) people abuse

the original intent(s).

See RainMan for how they are trying

to spend the Foundation/ SNT

of the disabled (Dustin Hoffman

playing a (card counting like)

savant)...

Picture your average kid(s)

i want 2 million baseball cards,

while neglecting their teeth,

falling out from lots of bubble gum,

though after the first baby teeth...

 

 

Assumptions

 

Time Limits

 

No Lemon Law

No OverSight to speak of,

Lawyers overseeing Lawyers?

IrRevocable,

= stuck...

 

Book Data

 

Legal books likely exist on these

financial estate like tools

but like tax code, some rules

changes, and other online resources

may be found but need verification,

it's a professional advice type thing,

And only one type in the region/

jurisidiction, reasonable distance,

across state lines makes a difference,

while online exist, with virus/pandemic

next to no face to face services,

exist, afaict...

Some don't even have brick and mortar

offices to go submit paperwork,

everything takes a $60-80+ meeting/

consulting/ extended service...

to complete byzantine process...

Selling other services, related,

and likely kick back type arrangements,

afaict...

 

The Wealthy Barber

something i read early in

a suit job that didn't work out...

With 401k, becoming vested

(work there say 20% vested/

year, stay 5 years fully Vested,

portions of employee stock

ownership program)

but contractor like don't last

very long, and company

downsizing, layoffs, moving,

"reOrganizing", etc...

 

ISBN

 

 Bound

 

CopyRight

 

 Pages

index

 

 

Links

 

SNiT2021

 

AdultOrphansSupportIdear2021

 

FakeSpring2021

 

 

DisAbledGlassCeiling2020

 

AttemptedMurderByInspections2019

Pestilence2016

 

21dot30RetalitoryEviction2015

 

 

Sturgis2013

SpringBreak2013

 

WeldingBasics2013

 

SlumLords2013

 

TrackDays2012

 

MindingAndMiningYourTeeth2012

TheMindFuckThatIsArcOfNOVA2012

IWannaBeATrustFundBratWhenIGrowUp

 

SomeOfHowThePoorIsKilledByTheSystems2012

 

GamesPublicHousingPlays2010

 

MyFatherPassedAwayLastNight

 

 

/GoFish

many things exist that might relate

to this topic, associated ideas

and actions...

 

 

 

Conclusion

 

Summary of experience or similar

 

Next to no output as mentioned above

from inputs that required unreasonable

feats, and travel, documentation,

faxing, emailing, paperwork, waiting,

etc...

 

To receive a "Trust Check"

which most stores and services

don't know what to do with,

as most are electronic by now...

 

Can't be used for debts,

which has some benefits,

but jugging and other arrangements

bargaining like would do with a parent,

might not be possible...

 

A vehicle for instance is an expense,

rather constant one,

and the process to buy one,

a lien,

and further getting approval(s),

recurring costs,

during the PanDemic, more was likely

lost in investment strategies than

the original motorcycle i bought

with the self funded SNT from my father's

inheritance...

 

Several eBikes, and other things could

have been bought instead of money lost

in investment strategies...

Oh, it will balance out in the long term,

not likely...

Capital and fees, and devaluation,

other investment things some might know

about from a 401k,

301k,

201k,

101k

1k,

noK

type dwindling down in value

over time, and that is pretax

value, and penalties for early withdrawal,

and other fees, and tax

Capital Gains, liabilities...

 

 

 

Discussion

 

A place for feedback on the page presented

 

What investment knowledge does your average

poor person have?

If don't have money, how would one invest,

some say it takes money to make money,

saving creates and compounding interest,

wealth accumulation,

owning your own home is seen as a good

investment, in many cases,

but can't, against the rules, in many ways,

can't use a Housing Choice Voucher

on your own investment house,

afaict, there may be loopholes,

like a SNT owns the house,

it's a foundation, but a x BedRoom

is too much for one person,

then rules of can't benefit others,

so sharing the house is both a pain,

and a risk, so one part of it,

some SNT may help with getting

the money to the (disabled) person

instead of oh, the in-laws will hold it,

they go off and spend it on themselves,

like Representative Payees,

with SSI/ DisAbility

and other fraud...

 

What needs do you have?

What budget do you have for the rest

of your life?

How does one change that with say

a new diagnosis?

How to get a joinder (sp? e->a?) agreement

What is a Joinder?

Who wrote it?

Did they get the paper work done

correctly?

Is it administered

fairly?

or are they just  sitting on the fees,

and not providing any service(s)

to speak of?

 

 

License

 

Creative Commons Share and Share Alike,

Non Commercial, Non Derivative,

for the whole site's contents

unless otherwise explicitly stated

 

Page History

 

20210625 Jerry

 

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