SNoT2021
from
SituationalAssessmentTemplate2017
Introduction/Definition/etc
Similar but different than
SNiT2021
the output process,
of Special Needs aka
SuppleMental Trusts..
Body
Original Text
Output, depends upon inputs,
and inputs are over controlled,
the process is abusive,
degrading, demeaning,
and likely rather illegal,
somehow because the clients
are disAbled, it has been able to continue,
exploiting the people it needs to serve instead...
Investors put money from say dead relatives,
into an investment bank account,
and lose the money, charging fees,
while investing poorly in companies
that do further damage to other people,
like Blue Chip stocks mentioned,
large companies with no soul,
conscience, etc... and Sweep the
differences, derivatives are a little
different, but check investment
resources for how and why...
Monthly fees, semi annual fees,
and poor investment choices,
by the managers
while claiming to ride the market,
times like now and other times,
just losing money,
other sane people would have pulled
out but they are losing ours,
as we can't defend ourselves,
it's IrRevocAble, so basically slavery,
converting to another investment tool,
straight interest, or startup green funds,
or something that actually helps
disabled people,
might be in order...
Some changes may have allowed
houses, say the family home, elderly
parent(s) leave the home as the investment,
and the SNT owns the home,
housing generally appreciates
in good neighborhoods,
over long periods of time,
but requires upkeep,
maintenance
repairs,
and further investments,
say solar panels,
a new water heater,
air conditioning,
pipes, drainage, plumbing,
sidewalks, drive ways,
landscaping, roof, trees,
pest control, squirrels, mice,
deer, drug infestation next door,
etc...
Modified Text
What's Missing?
actual output
the byzantine process to get a
distribution "request" in,
makes getting it approved,
being useful, and timely,
very frustrating, and many
cases unlikely...
For things like dental,
optical, legal, etc
getting an estimate is nearly
impossible...
We will let you know when we get
inside, say for surgery,
dental, and many other things
like repairs..
What Can Be Found?
glossy feel good lies about how it
works, but really doesn't.
What Can Not Be Found?
the black bank alternative equivalent,
portability,
take it elsewhere
if unhappy
and closing costs
$300+ to close the tool/ (sub) account
so generally let it stay there
until someone else dies,
but many would just create another,
self funded, family funded, etc...
or know better and go elsewhere
the protections touted really don't exist
from my experience(s)
the abuse by staff and procedures
does exist, imnsho
How To Analyze?
Lenses
Noob
Sounds plausible on the outside,
but on the inside,
and by then it's too late,
a legal scam of sorts...
Kid(s)
without parents,
other tools guardianship,
conservatorship (sp?)
(see Britney Spears?)
emancipated minors,
foster system,
institutionalization,
self administered,
(might work if some family,
concerned others are lawyers,
but quickly gets to be big v. small)
GeneralPublic
Probably don't know that federal
law created these,
but not everything the feds do is good,
nor useful, in the way(s) people abuse
the original intent(s).
See RainMan for how they are trying
to spend the Foundation/ SNT
of the disabled (Dustin Hoffman
playing a (card counting like)
savant)...
Picture your average kid(s)
i want 2 million baseball cards,
while neglecting their teeth,
falling out from lots of bubble gum,
though after the first baby teeth...
Assumptions
Time Limits
No Lemon Law
No OverSight to speak of,
Lawyers overseeing Lawyers?
IrRevocable,
= stuck...
Book Data
Legal books likely exist on these
financial estate like tools
but like tax code, some rules
changes, and other online resources
may be found but need verification,
it's a professional advice type thing,
And only one type in the region/
jurisidiction, reasonable distance,
across state lines makes a difference,
while online exist, with virus/pandemic
next to no face to face services,
exist, afaict...
Some don't even have brick and mortar
offices to go submit paperwork,
everything takes a $60-80+ meeting/
consulting/ extended service...
to complete byzantine process...
Selling other services, related,
and likely kick back type arrangements,
afaict...
The Wealthy Barber
something i read early in
a suit job that didn't work out...
With 401k, becoming vested
(work there say 20% vested/
year, stay 5 years fully Vested,
portions of employee stock
ownership program)
but contractor like don't last
very long, and company
downsizing, layoffs, moving,
"reOrganizing", etc...
ISBN
Bound
CopyRight
Pages
index
Links
SNiT2021
AdultOrphansSupportIdear2021
FakeSpring2021
DisAbledGlassCeiling2020
AttemptedMurderByInspections2019
Pestilence2016
21dot30RetalitoryEviction2015
Sturgis2013
SpringBreak2013
WeldingBasics2013
SlumLords2013
TrackDays2012
MindingAndMiningYourTeeth2012
TheMindFuckThatIsArcOfNOVA2012
IWannaBeATrustFundBratWhenIGrowUp
SomeOfHowThePoorIsKilledByTheSystems2012
GamesPublicHousingPlays2010
MyFatherPassedAwayLastNight
/GoFish
many things exist that might relate
to this topic, associated ideas
and actions...
Conclusion
Summary of experience or similar
Next to no output as mentioned above
from inputs that required unreasonable
feats, and travel, documentation,
faxing, emailing, paperwork, waiting,
etc...
To receive a "Trust Check"
which most stores and services
don't know what to do with,
as most are electronic by now...
Can't be used for debts,
which has some benefits,
but jugging and other arrangements
bargaining like would do with a parent,
might not be possible...
A vehicle for instance is an expense,
rather constant one,
and the process to buy one,
a lien,
and further getting approval(s),
recurring costs,
during the PanDemic, more was likely
lost in investment strategies than
the original motorcycle i bought
with the self funded SNT from my father's
inheritance...
Several eBikes, and other things could
have been bought instead of money lost
in investment strategies...
Oh, it will balance out in the long term,
not likely...
Capital and fees, and devaluation,
other investment things some might know
about from a 401k,
301k,
201k,
101k
1k,
noK
type dwindling down in value
over time, and that is pretax
value, and penalties for early withdrawal,
and other fees, and tax
Capital Gains, liabilities...
Discussion
A place for feedback on the page presented
What investment knowledge does your average
poor person have?
If don't have money, how would one invest,
some say it takes money to make money,
saving creates and compounding interest,
wealth accumulation,
owning your own home is seen as a good
investment, in many cases,
but can't, against the rules, in many ways,
can't use a Housing Choice Voucher
on your own investment house,
afaict, there may be loopholes,
like a SNT owns the house,
it's a foundation, but a x BedRoom
is too much for one person,
then rules of can't benefit others,
so sharing the house is both a pain,
and a risk, so one part of it,
some SNT may help with getting
the money to the (disabled) person
instead of oh, the in-laws will hold it,
they go off and spend it on themselves,
like Representative Payees,
with SSI/ DisAbility
and other fraud...
What needs do you have?
What budget do you have for the rest
of your life?
How does one change that with say
a new diagnosis?
How to get a joinder (sp? e->a?) agreement
What is a Joinder?
Who wrote it?
Did they get the paper work done
correctly?
Is it administered
fairly?
or are they just sitting on the fees,
and not providing any service(s)
to speak of?
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20210625 Jerry
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